Turku University of Applied Sciences

Turku University of Applied Sciences (TUAS) offers a range of scholarship opportunities for international students to help make higher education in Finland more affordable. These scholarships are designed to support non-EU/EEA students who demonstrate academic excellence and their studies. TUAS strives to create a welcoming environment where international students can succeed, and scholarships play an important role in this mission.

Tuition Fees and Scholarships: Non-EU/EEA students are required to pay tuition fees for bachelor’s and master’s degree programs at Turku University of Applied Sciences. However, TUAS provides a variety of scholarships to help offset these costs. The scholarships are awarded based on academic performance, helping to ease the financial burden for students while encouraging them to excel in their studies.

Bachelor’s Degree Scholarships: For students pursuing a bachelor's degree, TUAS offers a 50% tuition fee reduction for the first year to those who meet the academic requirements. This scholarship is available to students who demonstrate strong academic performance during their first year of studies. After the first year, students may also be eligible for additional scholarships based on their continued academic success.

Master’s Degree Scholarships: International students enrolling in a master's program at TUAS may receive a 50% scholarship on the tuition fee for the first year. Similar to bachelor’s scholarships, students can qualify for further scholarship opportunities based on their academic achievements during the program.

Early Payment Discount: In addition to merit-based scholarships, Turku University of Applied Sciences also offers an early payment discount. If international students pay their tuition fees early, they can receive a discount on the total fee amount. This discount is available to all non-EU/EEA students and is an excellent way to reduce overall costs.

Finances

Managing finances as an international student is an important aspect of studying abroad, and Turku University of Applied Sciences (TUAS) provides comprehensive support to help students navigate financial matters. From financial aid options to part-time work opportunities, TUAS ensures that international students have the resources they need to manage their expenses during their studies in Finland.

Financial Aid: While Finland does not offer government scholarships for non-EU/EEA students, Turku University of Applied Sciences offers scholarships to international students (as detailed above) to help alleviate tuition fees. These merit-based scholarships can significantly reduce the financial burden for students who meet the eligibility criteria. Additionally, international students may be able to seek other funding sources such as private scholarships or grants from their home countries or international organizations. It is important for students to explore all available options before coming to Finland.

Part-Time Work Opportunities: International students at TUAS have the right to work while studying, which can help them support themselves financially. Non-EU/EEA students are permitted to work up to 25 hours per week during the academic year and full-time during holidays. There are numerous part-time job opportunities available in Turku, particularly in sectors like hospitality, retail, and services. Students can also look for jobs related to their field of study, allowing them to gain work experience and enhance their resume. TUAS offers guidance and resources for students seeking part-time employment.

Financial Planning and Support: Turku University of Applied Sciences offers resources and advice to help international students plan their finances effectively. This includes guidance on budgeting, understanding the cost of living in Finland, and managing tuition fees and other expenses. TUAS provides access to financial support services that can help students with financial planning before and during their studies. Students are encouraged to set up a budget to cover living expenses such as accommodation, food, transportation, and personal spending.

Financial Responsibility: International students are expected to be financially responsible for their studies and living expenses in Finland. It is essential for students to ensure they have enough funds to cover tuition fees, accommodation, and daily living costs for the duration of their studies. While working part-time can contribute to covering expenses, students should plan ahead to ensure they are financially prepared to support themselves. It is recommended that students demonstrate proof of sufficient funds when applying for their student visa or residence permit.

Financial Counseling: Turku University of Applied Sciences offers financial counseling services for students who need assistance managing their finances. Financial counselors are available to help students with budgeting, managing loans or debts, and understanding the financial aspects of living in Finland. Students can seek advice if they are experiencing financial difficulties or need guidance on making the most of their available financial resources. These services are confidential and aimed at helping students maintain financial stability throughout their studies.

Cost Of Living

The cost of living in Finland can vary depending on the city, lifestyle, and personal spending habits. On average, international students in Finland can expect to spend between €700 to €1,200 per month on living expenses, not including tuition fees.

Accommodation: Accommodation is usually the largest expense for students in Finland. Depending on the location, students can expect to pay between €300 and €700 per month for housing. In cities like Helsinki, rental prices tend to be higher, while smaller cities or student apartments may offer more affordable options. Many students opt for university-provided dormitories or shared apartments, which can help reduce costs.

Food and Groceries: The cost of food for international students typically ranges between €200 and €300 per month. Students can save money by cooking at home and shopping at budget-friendly grocery stores. Dining out at restaurants is more expensive, with average meal prices ranging from €10 to €20. Many students also take advantage of student discounts at various cafes and restaurants.

Utility: Utility costs (electricity, heating, water, and internet) are often included in accommodation fees if students live in university dorms or shared apartments. However, if renting privately, utilities can cost between €50 and €150 per month, depending on the size of the accommodation and the energy usage. High-speed internet is widely available in Finland and is essential for academic purposes.

Transportation: Public transportation is efficient, and students are eligible for discounted student fares on buses, trams, and trains. The cost of a monthly transport pass usually ranges from €30 to €60, depending on the city. In larger cities like Helsinki, public transportation is well-connected and often the most convenient way to get around. Students living in smaller towns or rural areas may find cycling to be a cost-effective alternative.

Health Insurance: Health insurance is mandatory for international students in Finland. The cost for student health insurance is generally between €30 and €100 per month, depending on the type of coverage and the insurance provider. The Finnish Student Health Service (FSHS) provides affordable healthcare services to students, and private health insurance may also be an option for students outside the European Union.

Leisure and Entertainment: Leisure activities, including cinema, museums, outdoor activities, and socializing, can vary in cost. On average, students may spend between €50 and €100 per month on entertainment, depending on their lifestyle. Finland offers plenty of free or low-cost activities, such as exploring nature, hiking, or attending student events. However, cinema tickets, theater performances, and nightclubs can add to the budget.

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