Great question! When you open a German Blocked Account (Sperrkonto) as part of your student visa process, the account typically accrues a small amount of interest, depending on the bank or provider you choose (such as Fintiba, Expatrio, or Deutsche Bank).

Here’s how it works:

- The required annual amount (for 2025/2026: €11,904, i.e., €992/month) is deposited into the blocked account before you arrive in Germany.
- Each month, you can withdraw up to the allowed monthly amount (€992) for your living expenses.
- Interest accrued: If your blocked account earns any interest, it is generally added to your account balance. This means that the interest will be included in your available funds and can be withdrawn along with your monthly payout.
- However, the interest rates are usually quite low, so the additional amount is minimal.
- The exact handling may vary slightly depending on the bank or service provider. Some providers may credit the interest monthly, while others may do it annually.

Important: The German authorities require you to have the full blocked amount irrespective of any interest earned. Interest is considered a bonus, not a substitute for the required deposit.

If you need help selecting the right blocked account provider or guidance through the German student visa process, Pollster Education can assist you every step of the way.

Would you like a list of recommended blocked account providers or information about studying in Germany?