Opening a bank account in the USA as an international student is a practical and important step for managing your finances while studying. Here’s a step-by-step guide:

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1. Choose the Right Bank

- Popular Banks: Chase, Bank of America, Wells Fargo, Citibank, and local credit unions.
- Student Accounts: Many banks offer special accounts for students with minimal fees.

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2. Gather Required Documents

Typically, you’ll need:
- Passport
- Student Visa (F-1, J-1, etc)
- I-20 or DS-2019 Form (proof of student status)
- I-94 Arrival/Departure Record
- University Offer/Admission Letter
- Proof of Address (university housing letter, rental agreement, or utility bill)
- Secondary ID (e.g., student ID, driver’s license from your home country)
- Social Security Number (SSN) (if you have one; not always required for basic accounts)

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3. Visit the Bank (or Apply Online)

- In-Person: Visit the nearest branch with your documents.
- Online: Some banks allow online applications but may still require an in-person visit for international students.

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4. Choose Account Type

- Checking Account: For daily transactions (ATM/debit card, check writing, etc.).
- Savings Account: For saving money and earning interest.

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5. Complete the Application

- Fill out the forms provided by the bank staff.
- Provide your documents for verification.

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6. Make an Initial Deposit

- Most banks require a small initial deposit (e.g., $25–$100).

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7. Receive Account Details

- You’ll receive your account number and routing number.
- Debit card will be given instantly or mailed to your address.

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Important Tips

- Ask about student benefits: Waived fees, no minimum balance, special offers.
- Check ATM access: Make sure there are ATMs near your campus.
- Set up online/mobile banking: For easy account management.

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Need Help?

If you need guidance or a letter from your university for bank account opening, Pollster Education can advise you on the process. We also help you prepare all the necessary documents before you travel.

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For any further assistance, contact us at +919324480791 or info@pollstereducation.com, or visit our Mumbai office.

Would you like information on recommended banks for your specific university or city in the USA?