Yes, scholarships and education loans can be combined for studying in Australia! This is a common practice among international students, and universities, as well as financial institutions, fully recognize this approach.

How it works:
- Scholarships: If you receive a partial scholarship (which covers only a portion of your tuition fees or living expenses), you can use an education loan to fund the remaining costs.
- Education Loans: Indian banks and financial institutions are comfortable granting loans even if you have a scholarship, as it reduces your total loan requirement and risk.

Points to Note:
- You must declare your scholarship when applying for a loan. The loan sanction letter will be based on your net requirement after deducting the scholarship amount.
- For your Australian student visa application, you can show a combination of your scholarship award letter and education loan sanction letter as proof of funds.
- If your scholarship covers only tuition, you can take a loan to cover living expenses (as per the Australian Government: AUD 29,710 for 2025) and any remaining tuition fees.
- Combining both can strengthen your visa application, as it shows financial preparedness.

Pollster Education can help you:
- Find and apply for scholarships in Australia.
- Guide you through the education loan process (including documentation and bank selection).
- Ensure your financial documents are in line with Australian visa requirements.

Would you like to know more about available scholarships, loan options, or how to combine them for your application?