How much savings should families keep for UK studies?


Great question! The amount of savings a family should keep for UK studies primarily depends on the UK Visas and Immigration (UKVI) financial requirements for student visa applications.

As per the latest UKVI updates (effective from 11 November 2025):

Living Expenses (Maintenance Funds)


- Studying in London:
- £1,529 per month
- For a 9-month course: £13,761 total
- Studying outside London:
- £1,171 per month
- For a 9-month course: £10,539 total

Tuition Fees


You must also show that you can pay your first year’s tuition fees. This amount varies by course and university, but is typically between £10,000 and £25,000 per year.

Example Calculation


If your tuition fee is £15,000 per year and you are studying in London:
- Tuition Fee: £15,000
- Living Expenses: £13,761
- Total Savings Required: £28,761

If studying outside London:
- Tuition Fee: £15,000
- Living Expenses: £10,539
- Total Savings Required: £25,539

Important Points


- These funds must be in your (or your parent’s) bank account for at least 28 consecutive days before you apply for your visa.
- The required savings do not include travel costs, but having extra funds for flight tickets and emergencies is recommended.
- If you have a scholarship or a loan, the official letter can be used as proof instead of cash savings.

Need More Guidance?


Pollster Education can help you calculate the exact amount based on your chosen university and course. We’ll also guide you on acceptable financial documents and how to present your funds for the visa process.

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