Several banks and financial institutions in India provide education loans for studying in the USA. At Pollster Education, we regularly assist students in securing loans from both public sector and private sector banks, as well as Non-Banking Financial Companies (NBFCs). Here’s a list of popular banks and institutions that offer education loans for studying in the USA:

Public Sector Banks

1. State Bank of India (SBI)
- SBI Global Ed-Vantage Scheme
2. Bank of Baroda
- Baroda Scholar Loan
3. Punjab National Bank (PNB)
- PNB Udaan Education Loan
4. Canara Bank
- Vidya Turant and IBA Model Education Loan Scheme
5. Union Bank of India
- Union Education Loan for Study Abroad
6. Bank of India
- Star Education Loan

Private Sector Banks

1. HDFC Bank
- HDFC Education Loan for Foreign Education
2. ICICI Bank
- ICICI Education Loan for International Studies
3. Axis Bank
- Axis Bank Education Loan for Abroad

NBFCs and Other Financial Institutions

1. Avanse Financial Services
2. InCred
3. HDFC Credila
4. Auxilo
5. Prodigy Finance (for select universities and programs)

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Key Features of Education Loans for the USA:

- Loan Amount: Up to ₹1 crore (varies by bank and collateral offered)
- Interest Rate: Typically ranges from 9% to 13% per annum (differs by lender, collateral, and applicant profile)
- Repayment: Usually starts after course completion plus a grace period (moratorium)
- Coverage: Tuition fees, living expenses, travel, books, and insurance

Required Documents:

- Admission letter from a US university
- Academic records and entrance exam scores (GRE, TOEFL, etc.)
- KYC documents of applicant and co-applicant
- Income proof and bank statements
- Collateral documents (if applicable)

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Tip: Many banks offer pre-visa disbursement loans (funds released before the visa interview), which is helpful for showing proof of funds during the US visa application process.

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How Pollster Education Can Help:
- Guidance in selecting the right bank or NBFC
- Assistance with documentation and application process
- Help in comparing loan offers and negotiating interest rates

For personalized assistance, you can reach out to us at:
- Address: 8, Alankar Building, 1st Floor, Balaram Street, Above Bank of India, Grant Road (E), Mumbai
- Phone: +919324480791
- Email: info@pollstereducation.com

Would you like details on the eligibility, required documents, or interest rates for a specific bank? Or do you want help applying for a loan?