To study in Germany, you need to demonstrate that you have sufficient funds to cover your living expenses for one year. This is usually done through a German Blocked Account.

Blocked Account Requirement (2025/2026)

- Amount Required: €11,904 for one year
(This equals €992 per month)

What does this mean for your loan?

- You need a loan (or personal funds) to cover at least €11,904, which will be deposited into a blocked account in your name before your visa application.
- Additionally, you should have funds to cover:
- Your first semester/first year tuition fees (if applicable; most public universities in Germany charge minimal or no tuition fees, but some private or specialized programs may have fees).
- Flight tickets and initial settlement costs.

Documents Accepted as Financial Proof

- Blocked Account statement
- Loan approval letter from a recognized bank
- Scholarship letter (if applicable)

Example Calculation

If you are taking an education loan to cover your expenses, you should apply for at least €11,904 (approx. ₹10–11 lakhs, depending on exchange rates) for one year’s living expenses, plus any additional tuition/other costs.

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Need help with German student loans or guidance on blocked accounts?
Pollster Education offers complete assistance with education loans, blocked account procedures, and the German student visa process.

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