Can parents monitor blocked account usage?


Great question! In the context of studying in Germany, a blocked account (Sperrkonto) is an account where international students deposit a fixed amount (currently €11,904 for one year or €992/month for 2025/2026) to prove they have sufficient funds to support themselves during their studies.

Can Parents Monitor Blocked Account Usage?



Generally, parents do not have direct access to monitor the usage of a blocked account. Here’s why:

- Account Holder: The blocked account is opened in the student’s name, and only the student has access to it once in Germany.
- Bank Policy: Due to privacy and banking regulations in Germany, banks do not provide account details or transaction information to anyone other than the account holder (the student).
- Statements: Monthly withdrawals (up to the allowed limit) are controlled by the bank. However, the student can download or request statements and share them with parents if needed.

What Can Parents Do?



- Initial Setup: Parents can assist in opening and funding the blocked account from abroad.
- Documentation: They can keep copies of deposit receipts and account opening confirmations for their own records.
- Communication: If parents wish to track usage, they must rely on the student to provide monthly statements or updates.

Tip: If parental oversight is important, discuss with your child about regular updates or sharing online banking access (if permitted by the bank).

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If you need help setting up a blocked account or want to know about reputable providers, Pollster Education can guide you through the process. Just let us know!
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