Yes, parents can transfer funds to students studying in the UK quite easily. Here are the most common and recommended ways:

1. Bank Wire Transfers

- How it works: Parents can transfer money from their Indian bank account directly to the student’s UK bank account via international wire transfer (SWIFT).
- Requirements: Both sender and receiver must have active bank accounts; KYC and documentation may be required.
- Time Taken: Usually 1–3 working days.
- Popular Banks: State Bank of India, HDFC, ICICI, Axis Bank, etc.

2. Forex/Remittance Services

- How it works: Services like Western Union, Wise (formerly TransferWise), Remitly, and Thomas Cook allow parents to send funds directly to the student’s UK bank account.
- Benefits: Competitive exchange rates, lower fees, faster processing.

3. Education Loan Disbursal

- If the student has taken an education loan, the loan amount (including living expenses) can be transferred directly to the UK university or to the student’s UK bank account as per the lender’s norms.

4. Maintenance of Funds for Visa

- For the UK student visa, students must show proof of funds (for tuition + living expenses) in their or their parents’ account for at least 28 days before applying.
- After arrival, regular maintenance transfers from parents are allowed for living expenses.

5. Opening a UK Bank Account

- After arriving in the UK, students are advised to open a local UK bank account. Parents can then transfer funds directly to this account using any of the above methods.

What To Keep in Mind

- Purpose: Clearly mention “maintenance for education” in the transfer description if possible.
- Limit: As per RBI’s Liberalised Remittance Scheme (LRS), up to USD 250,000 per financial year can be remitted per individual for education and living expenses abroad.
- Documentation: Keep all transfer receipts and relevant documents for reference (sometimes required for visa extensions or compliance).

Need More Help?

Pollster Education can guide you step-by-step on how to arrange and document funds for UK studies, including bank procedures and proof of funds for visa. Feel free to contact us at +919324480791 or email info@pollstereducation.com for personalized assistance!