How expensive is healthcare in Canada?


Great question! Healthcare in Canada is publicly funded and administered at the provincial or territorial level, so all Canadian citizens and permanent residents have access to basic medical services at little or no direct cost. However, as an international student, the situation is different.

Healthcare Costs for International Students in Canada



1. Health Insurance Requirement
- Most provinces require international students to have health insurance—either through the province’s public plan or a mandatory private plan arranged by your institution.
- The cost and coverage depend on the province and the university/college you attend.

2. Provincial Coverage
- Some provinces (like British Columbia, Alberta, Saskatchewan, Newfoundland & Labrador) allow international students to apply for public health insurance after a waiting period.
- Other provinces (like Ontario, Quebec, Nova Scotia) require students to purchase private health insurance, often provided through your educational institution.

3. Typical Costs
- Public Health Insurance: Where available, usually ranges from CAD $300–$700 per year.
- Private Health Insurance: Typically CAD $600–$1,200 per year (depends on coverage and institution).
- Insurance often covers basic doctor visits, hospital stays, and some diagnostic services. Dental, vision, and prescription drugs may require additional coverage or out-of-pocket payment.

4. Out-of-Pocket Expenses
- Without insurance, a simple doctor’s visit can cost CAD $100–$250.
- Emergency room visits and hospitalizations can be very expensive (thousands of CAD).

What Should You Do?


- Check the university’s website or consult with Pollster Education to know the exact health insurance requirements and costs for your destination and institution.
- Never travel without insurance—it is mandatory for visa purposes and essential for your well-being.

Need help choosing the best insurance plan or want detailed cost info for a specific province or university? Let me know your preferred destination, and I’ll provide tailored guidance!

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If you’d like to discuss your options or need assistance with the application process, you can contact Pollster Education:
- Address: 8, Alankar Building, 1st Floor, Balaram Street, Above Bank of India, Grant Road (E), Mumbai
- Phone: +919324480791
- Email: info@pollstereducation.com
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