How expensive is healthcare in France?


Healthcare in France is known for its high quality and efficiency, and it is generally more affordable than in many other countries such as the USA. However, as an international student, it is important to understand the costs and coverage options.

Key Points about Healthcare Costs for International Students in France:

1. Mandatory Health Insurance:
- EU/EEA Students: If you have a European Health Insurance Card (EHIC), you can access healthcare at the same cost as French nationals.
- Non-EU/EEA Students: You are required to register for French public health insurance (l’Assurance Maladie) once you arrive. Registration is free for students under 28 and covers a significant portion of medical costs.

2. Coverage:
- The French public health system reimburses about 70% of most medical expenses (doctor visits, hospital stays, basic treatments).
- The remaining 30% (“co-pay”) can be covered by purchasing supplementary private health insurance (called “mutuelle”), which costs approximately €20–€50 per month.

3. Typical Costs:
- Doctor’s Visit: Around €25 (public insurance reimburses about €17.50; you pay €7.50 unless you have a mutuelle).
- Prescription Medicine: Heavily subsidized; you pay a small portion (usually 15–30% of the total cost).
- Hospitalization: Public insurance covers most costs; you may pay a daily fee (forfait journalier) of around €20.
- Specialist Visits: Costs vary by specialty but are similarly reimbursed.

4. Compulsory Medical Insurance for Visa:
For your student visa application, you must show proof of health insurance covering the entirety of your stay in France.

In summary:
While you will need to pay for healthcare in France, the costs are generally affordable due to the public health insurance system, and most students opt for supplementary insurance for full coverage. The total expected out-of-pocket monthly cost (with a mutuelle) is around €20–€50, plus small co-pays for some services.

If you need help arranging health insurance for your studies in France or want to discuss affordable options, Pollster Education can guide you through the process!

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