That’s a great question! When planning to study in Canada, most students and parents budget for tuition fees and basic living expenses (accommodation, food, transport). However, there are several hidden or less obvious costs that you should be aware of:

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1. Application Fees

- University/College Application Fees: Usually CAD 50–150 per application.
- Credential Evaluation Fees: Some institutions require WES or other credential evaluations (approx. CAD 200–300).

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2. Visa and Immigration Costs

- Canadian Study Permit Application Fee: CAD 150.
- Biometrics Fee: CAD 85 (if required).
- Medical Examination: CAD 100–300 (varies by clinic).
- Police Clearance Certificate: Fees vary by country.

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3. Health Insurance

- Provincial Health Insurance: Not all provinces provide coverage for international students. If not covered, you must purchase private health insurance (approx. CAD 600–1000 per year).

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4. Textbooks and Supplies

- Textbooks can be expensive, ranging from CAD 800–1,500 per year depending on your course.
- Lab equipment, software licenses, or special materials might incur additional costs.

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5. Transportation

- Local public transport passes (CAD 80–120/month depending on city).
- Occasional inter-city travel or flights during holidays.

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6. Accommodation Deposits & Utilities

- Security deposits (usually one month’s rent).
- Utilities (electricity, internet, water) may not be included in rent (CAD 50–150/month).

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7. Personal Expenses

- Mobile phone plans: CAD 30–60/month.
- Clothing, especially for winter (warm jackets, boots, etc.).
- Personal care, toiletries, laundry.

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8. Student Services & Activity Fees

- Many colleges/universities charge ancillary or student services fees (CAD 200–800/year).
- Participation in clubs, sports, or events may have extra fees.

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9. Travel & Settlement Costs

- Airfare to and from Canada (one-way: CAD 900–1500, depending on season and city).
- Initial expenses for setting up (bed linens, kitchenware, furniture if not provided).

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10. Unexpected Expenses

- Medical emergencies not covered by insurance.
- Lost/damaged documents.
- Additional courses or retaking exams.

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Pollster Education Guidance

We help students plan and budget for all expected and hidden costs, so there are no surprises after you arrive in Canada. Our counselors will provide you with a personalized cost breakdown based on your university, city, and lifestyle.

If you’d like, we can set up a one-on-one session to discuss your budget, funding options, and tips to save money while studying in Canada!

Contact us: