Yes, you can repay your education loan after studying in France. In fact, most Indian banks and financial institutions offer education loans with a moratorium period—this means you are not required to start repaying the loan principal immediately while you are studying. Here’s how it typically works:

1. Moratorium Period

- While you’re studying in France, you usually get a moratorium period (often the program duration plus 6–12 months) during which you are not required to make repayments or only need to pay simple interest.
- This allows you to focus on your studies without worrying about immediate loan repayments.

2. Repayment After Studies

- After completing your studies (and the moratorium period), you are expected to start repaying the loan principal along with interest.
- Repayment tenures vary but are commonly between 5–15 years, depending on the lender and loan amount.

3. Post-Study Work Options

- In France, after completing a Master’s or higher degree, international students can apply for a post-study work visa (APS) to stay and work for up to 2 years. This gives you an opportunity to find a job and start earning before you start repaying your loan.
- Working in France or returning to India, you can repay your loan as per the agreed schedule.

4. How Pollster Education Helps

- We guide you through the education loan process and help you understand the repayment structure.
- We can connect you with Indian banks/NBFCs (non-banking financial companies) and help you secure loans that suit your financial needs.

5. Important Points

- Always check the exact terms and conditions of your loan, including interest rates, repayment schedules, and any penalties for early repayment.
- Repayment can be made from France or India, depending on your employment situation and the bank’s policies.

If you’d like personalized assistance with loan options for studying in France, or need help with the application process, please contact us at +91 9324480791 or info@pollstereducation.com, or visit our office in Mumbai.

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