Is health insurance costly in Germany?


Health insurance is a mandatory requirement for all international students studying in Germany, and its cost is generally considered reasonable compared to many other countries.

Types of Health Insurance for Students in Germany:

1. Public (Statutory) Health Insurance:
- Most students under the age of 30 or those in their first 14 semesters are eligible for public health insurance.
- Cost: Approximately €120–€130 per month (as of 2025/2026).
- This covers most medical treatments, hospital stays, and basic dental care.

2. Private Health Insurance:
- Students over 30 years old or those who have studied longer than 14 semesters usually need to switch to private health insurance.
- Cost: Highly variable, starting from around €30–€50 per month for basic coverage, but can be higher depending on the provider and coverage.

Comparison:
- Public health insurance for students in Germany is quite affordable compared to countries like the USA or Australia.
- The monthly health insurance premium is already included in the proof of funds calculation for your German Blocked Account (€11,904 per year).

Conclusion:
Health insurance in Germany is not considered costly for students, especially when compared to global standards. It provides comprehensive coverage at a manageable monthly rate.

If you need help choosing the right health insurance provider or want guidance on the documentation required for your visa application, Pollster Education can assist you throughout the process!

Would you like more information about specific providers or the application process for student health insurance in Germany?
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