MSc Finance and Financial Technology (FinTech)

Program Overview

The MSc Finance and Financial Technology (FinTech) program at the University of Reading is designed to bridge the gap between finance and technology, offering students a comprehensive understanding of the financial services industry and the technological innovations shaping it. With the rapid rise of digital financial services and FinTech innovations such as blockchain, artificial intelligence (AI), and data analytics, this program prepares students to excel in one of the most dynamic and fast-evolving sectors of the global economy. Combining theoretical knowledge with practical skills, the program equips graduates with the tools necessary to drive digital transformation in financial institutions, fintech startups, and beyond. Graduates of the program are well-prepared to pursue high-demand careers in financial services, investment management, risk analysis, and technology-driven financial solutions.

Curriculum: The curriculum of the MSc Finance and Financial Technology program at the University of Reading covers both the traditional areas of finance and the emerging fields of financial technology. Core modules include subjects such as Financial Markets, Corporate Finance, and Risk Management, which provide a solid foundation in financial theory and practice. At the same time, specialized modules in FinTech, including Blockchain and Cryptocurrencies, Data Analytics for Finance, and Digital Banking, allow students to gain an in-depth understanding of the technology driving innovation in the finance industry. Students will also explore the role of artificial intelligence (AI) and machine learning in financial decision-making, as well as how big data analytics is transforming risk management and investment strategies. The program includes hands-on learning experiences, including case studies, group projects, and a dissertation, allowing students to apply their knowledge to real-world problems. This approach ensures that graduates have the skills necessary to thrive in the modern, technology-driven finance industry.

Research Focus: The MSc Finance and Financial Technology program at the University of Reading is informed by cutting-edge research in both finance and technology. The research focus of the program spans a range of topics, including financial technology innovations, blockchain, cryptocurrency markets, AI-driven financial services, and big data analytics in finance. The University of Reading’s faculty members are involved in pioneering research that explores the impact of FinTech on financial markets and services, including areas such as digital payments, the role of AI in credit scoring and investment management, and the application of blockchain in financial transactions and regulatory compliance. Students in the program benefit from this active research environment, gaining access to the latest insights and developments in the FinTech sector. The opportunity to engage with ongoing research gives students the ability to incorporate the latest technological advancements and theoretical insights into their dissertation work.

Industry Engagement: Industry engagement is a critical component of the MSc Finance and Financial Technology program at the University of Reading. The program has strong connections with leading financial institutions, FinTech startups, technology companies, and regulatory bodies, providing students with opportunities to learn directly from industry experts. Through guest lectures, seminars, and networking events, students gain insights into current trends, challenges, and innovations in the finance and FinTech sectors. Additionally, the program offers opportunities for internships and work placements, enabling students to gain practical experience in applying FinTech solutions to real-world business problems. These industry links also provide access to a range of career development resources, including recruitment events and mentoring, helping students establish valuable professional networks that will support their career progression. The university’s partnerships with prominent industry players ensure that students are well-prepared to step into the workforce upon graduation.

Global Perspective: The MSc Finance and Financial Technology program offers a global perspective on the rapidly changing landscape of financial services and FinTech. Students explore the international dimensions of financial technology, including how digital banking, blockchain, and cryptocurrencies are reshaping global financial systems. The program covers the role of FinTech in emerging markets, where innovations such as mobile payments and peer-to-peer lending are transforming financial inclusion. Students will also gain an understanding of global regulatory frameworks and the challenges of managing digital financial services across different jurisdictions. The diverse student body at the University of Reading provides an opportunity for cross-cultural collaboration, enhancing the global perspective of the program. Students will be encouraged to consider the global implications of financial technology, including the ethical and regulatory challenges posed by digital finance.