BSc (Hons) Banking, Finance and Investment (Top Up)

Undergraduate Entry Requirements:

Academic Requirements: International students applying for undergraduate programs at University of South Wales should have completed their secondary education with a minimum of 65% or above in their respective national qualifications.

English Language Proficiency:

• IELTS: A minimum overall score of 6.0 or 6.5 with no individual component below 5.5.
• TOEFL: A minimum score of 72, with a minimum of 17 in each component.
• PTE Academic: A minimum score of 64, with no component below 59.

Students must provide:

• academic marksheets & transcripts
• letters of recommendation
• a personal statement - SOP
• passport
• other supporting documents as required by the university.

It is important to note that meeting the minimum entry requirements does not guarantee admission, as the university considers factors such as availability of places and competition for the program. Additionally, some courses may have higher entry requirements or additional selection criteria, such as interviews or portfolio submissions.

The University of South Wales offers several scholarships and financial support opportunities to both domestic and international students. These scholarships aim to recognize academic excellence, support students from underrepresented backgrounds, and assist those who may face financial barriers in pursuing their education. 

Vice-Chancellor's International Scholarship: This scholarship is available for international students applying for undergraduate and postgraduate programs. It offers a significant reduction in tuition fees.

International Merit Scholarship: This scholarship is open to international students and provides a reduction in tuition fees for undergraduate and postgraduate programs based on academic merit.

Academic Achievement Scholarship: This scholarship is available for full-time undergraduate students who have achieved excellent academic results. It offers a reduction in tuition fees.

South Wales Business School Scholarships: The Business School offers a range of scholarships for undergraduate and postgraduate students pursuing business-related programs. These scholarships may provide financial assistance or work placements.

Sports Scholarships: The university offers sports scholarships to support talented athletes in their academic and sporting pursuits. These scholarships may include financial support, access to training facilities, and mentoring.

Alumni Discount: The University of South Wales provides a discount on tuition fees for eligible alumni who wish to pursue further studies at the university.

Country-Specific Scholarships: The university may offer scholarships specifically targeted at students from certain countries or regions. These scholarships aim to promote diversity and internationalization.

Graduates of the BSc (Hons) Banking, Finance and Investment (Top Up) program from the University of South Wales (USW) are well-prepared to pursue a wide range of rewarding career opportunities in the banking, finance, and investment sectors. 

Investment Banker: Graduates may choose to work as investment bankers, providing financial advisory services to corporations, governments, and institutional clients. Investment bankers facilitate mergers and acquisitions, manage corporate finance transactions, and raise capital through debt or equity offerings. They analyze market trends, assess investment opportunities, and structure financial deals to meet the needs of their clients.

Financial Analyst: Graduates can pursue careers as financial analysts, conducting research and analysis to provide investment recommendations to clients or senior management. Financial analysts assess the performance of stocks, bonds, and other financial instruments, evaluate economic indicators, and prepare financial models and reports. They work for investment firms, banks, hedge funds, or corporate finance departments, helping clients make informed investment decisions.

Portfolio Manager: Some graduates may work as portfolio managers, responsible for managing investment portfolios on behalf of individual or institutional investors. Portfolio managers develop investment strategies, allocate assets across different asset classes, and monitor portfolio performance to achieve targeted returns. They analyze risk-return profiles, diversify investments, and adjust portfolio allocations based on market conditions and client objectives.

Risk Manager: Graduates may pursue careers as risk managers, helping financial institutions identify, assess, and mitigate risks related to their banking and investment activities. Risk managers develop risk management policies, conduct stress tests and scenario analyses, and implement risk control measures to protect against financial losses. They work for banks, asset management firms, insurance companies, or regulatory agencies, ensuring compliance with regulatory requirements and best practices in risk management.

Financial Planner: Some graduates may choose to work as financial planners, providing personalized financial advice and wealth management services to individuals and families. Financial planners assess clients' financial goals, risk tolerance, and investment preferences, and develop comprehensive financial plans to help clients achieve their objectives. They advise on retirement planning, tax strategies, estate planning, and investment allocation, helping clients build and preserve wealth over time.

Corporate Treasurer: Graduates can work as corporate treasurers, responsible for managing a company's cash flow, liquidity, and financial risk. Corporate treasurers oversee treasury operations, including cash management, debt financing, and foreign exchange transactions. They develop financing strategies, optimize capital structure, and hedge against interest rate or currency risks to support the financial health and stability of the organization.

Compliance Officer: Some graduates may pursue careers as compliance officers, ensuring that financial institutions adhere to regulatory requirements and industry standards. Compliance officers develop and implement compliance programs, conduct risk assessments, and monitor transactions to detect and prevent financial crimes such as money laundering, fraud, or insider trading. They work for banks, investment firms, or regulatory agencies, helping to maintain integrity and trust in the financial system.

Financial Consultant: Graduates may work as financial consultants, providing independent financial advice and consultancy services to clients on a wide range of financial matters. Financial consultants assess clients' financial needs and objectives, develop personalized financial plans, and recommend suitable investment products or strategies. They may specialize in areas such as retirement planning, wealth management, or investment advisory services, helping clients achieve their financial goals.

Credit Analyst: Graduates can pursue careers as credit analysts, evaluating the creditworthiness of individuals or businesses applying for loans or credit facilities. Credit analysts assess financial statements, analyze industry trends, and evaluate borrowers' repayment capacity to determine credit risk. They work for banks, credit rating agencies, or financial institutions, providing recommendations on lending decisions and credit risk management strategies.

Financial Educator: Some graduates may choose to work as financial educators, providing financial literacy training and education to individuals, schools, or community groups. Financial educators develop educational materials, deliver workshops or seminars, and provide one-on-one coaching to help people improve their financial knowledge and skills. They may work for non-profit organizations, government agencies, or educational institutions, promoting financial wellness and empowerment in the community.